【Car owner's car knowledge]How to avoid unnecessary entanglements in the process of claim settlement and improve the efficiency of claim settlement?
one,Carry a clear photocopy of the "Three Certificates and One Form" for motor vehicles, that is, the owner's ID card, driver's license, driving license and insurance policy. I would like to remind everyone that the insurance cards of many insurance companies are no longer used as claims certificates.
two,It is very important to report an accident in time, especially for major accidents. When calling the insurance company to report a case, you need to provide the basic information such as the policy number, the time, location, and nature of the accident.
three,Vehicles with temporary license plates are generally only covered by short-term compulsory insurance, and there are prescribed routes and times. The insurance company is not liable for any accidents that occur outside the prescribed routes and times.
Four,When the vehicle is out of danger in a different place, report it to the insurance company in time, and the loss assessment personnel at the accident place will conduct an investigation, survey and assessment. The indemnity cost is generally estimated according to the industry standard of the place where the accident occurred. If there is partial damage and it is discovered only after returning to the place where the insurance is insured, the insurance company can make up the compensation for this part of the repair cost.
five,If the insured wants to entrust a repair shop to handle compensation, or transfer the accident compensation fee directly to the repair shop, he should sign a power of attorney in person and report it to the insurance company for the record. Every time you repair, sign a quality contract with the repair shop, so as to protect your legitimate rights and interests.
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