【Car owner’s home car knowledge】As the Spring Festival approaches, I believe many friends who own cars have encountered friends and relatives coming to borrow their cars from you. Car owners are often embarrassed when encountering this kind of thing. They are afraid that their car will be damaged if they lend it out, and they are afraid of hurting their feelings if they don't lend it. Today, we created a short sitcom to talk to you about what you should pay attention to if someone asks you to borrow a car or you borrow someone else's car.
Before the article begins, I would like to suggest to friends who need a car that public transportation and car rental are very convenient now. If you must use a car, you can choose to rent a car or take a taxi. After all, getting into trouble with friends over borrowing a car is not worth the gain.
When a friend asks to borrow a car from them, car owners are generally embarrassed to refuse, but they are afraid of damaging their car if they lend it to them. Below, we have prepared some suggestions for car owners, hoping to be helpful to them.
● Suggestion 1: If you can’t refuse, ask for the purpose of borrowing the car.
If you are embarrassed or unable to refuse when a friend asks you to borrow a car, you can ask for the time and purpose of borrowing the car. This will make it easier for you to judge whether something will happen if you lend the car.
● Suggestion 2: Check for violations in advance to avoid wrangling afterwards.
Before lending the car, check whether there are any outstanding violations in your car. This way you can clearly understand whether your friend has any violations after borrowing the car, and you can also clearly distinguish the responsibilities with your friend before borrowing the car.
● Suggestion 3: Wash your car and refuel your car to show your sincerity.
The car owner can clean the vehicle first and then fill it with fuel. This can not only show the sincerity of renting the car, but also make it easier to observe whether the vehicle's appearance is damaged. It can also avoid the embarrassment of the borrower forgetting to refuel because he is in a hurry and breaking down halfway.
● Suggestion 4: Check the appearance and clarify responsibilities.
Before your friend drives the car away, don't be afraid of trouble. Check the appearance of the vehicle together so that he has an idea, so that he will not be unable to explain clearly due to damage after returning the car.
● Suggestion 5: Inform the location of relevant documents and introduce the status of the vehicle.
Before renting out a vehicle, you can explain the situation of your vehicle to the borrower clearly, such as what's wrong with the vehicle and where the vehicle's certificates and insurance policies are. In this way, even if the borrower has an accident, the owner can find the required certificates and documents without asking for help, which can save time in dealing with the problem. At the same time, ask whether the borrower's driver's license is within the validity period to avoid trouble caused by the borrower driving without a license.
● Tip 6: Sign an agreement to avoid trouble.
In order to ensure the interests of both parties, we suggest that both parties draw up a car loan agreement and sign it together. The ugly words should be said first. After all, their own interests are involved. If something happens, the responsibilities of both parties can be distinguished.
Here, we would like to remind car owners that they must sign a car loan agreement. This is because Article 49 of my country's Tort Liability Law clearly stipulates: When the owner and user of a motor vehicle are not the same person due to leasing, borrowing, etc., and a traffic accident occurs that is the party's responsibility, the insurance company shall compensate within the liability limit of the compulsory motor vehicle insurance. For any shortfall, the user of the motor vehicle shall bear the liability for compensation; if the owner of the motor vehicle is at fault for the occurrence of the damage, he shall bear the corresponding liability for compensation.
Here we recommend that car borrowers draw up a car loan agreement before borrowing a car. Because in real life, car owners often want to sign an agreement but are embarrassed to ask. In this case, it would appear more sincere and not hurt feelings if the car borrower takes the initiative to draw up the agreement.
● Recommendation 7: Provide spare keys to reduce the risk of loss.
After completing the above steps, you can lend your car to a friend. At this time, I would like to remind everyone that it is recommended to give the car key to the borrower as a spare key. The borrower may have different car usage habits to avoid making mistakes in operating the remote control key, or not having the habit of locking the car and pulling the door, etc. It is easiest and safest to mechanically lock and open the door with a spare key. In addition, the borrower may not be as cautious as himself. In case of loss, the cost of the spare key is much lower than that of the remote key, which can minimize the loss.
