There are a lot of insurance “doorways” to buy auto insurance, but also to understand auto insurance[汽车保险知识]

In order to reduce the loss after the vehicle is in danger, almost all car owners have purchased auto insurance. However, how can one buy cost-effective auto insurance? How can a claim be settled smoothly after an accident? What can be done to avoid losses to the maximum? There are indeed many doorways!
If your car accidentally breaks a small light and everything else is intact, what should you do? Can you find an insurance company for compensation? The compensation is less than one hundred yuan, but the full insurance for each car is about 2500-5000. If you do not claim during the one-year insurance period, you will get 10% of the non-indemnity in the next year. Preferential treatment. You have to figure out how to do it more cost-effectively.
Not only need to understand the rules of claim settlement, but also learn how to apply for insurance. Mr. Wang bought a new car a year ago. After one insurance company took out compulsory traffic insurance, he went to another insurance company to take out commercial insurance. Just after the Spring Festival, Mr. Wang had an accident, but due to the trouble of claim settlement, his claim procedures have not been completed until now. It turned out that after the accident occurred, it was necessary to wait for the two insurance companies to survey the scene, and to wait for the insured compulsory insurance company to settle the claims before going through the relevant procedures with the insurance company insuring the commercial auto insurance. If Mr. Wang had dealt with compulsory traffic insurance and commercial auto insurance at the same insurance company, the insurance company would calculate the compensation amount for compulsory traffic insurance and commercial auto insurance at one time after the accident, which would save a lot of trouble!
To make your car life wonderful and comfortable, it is necessary to understand some basic auto insurance knowledge. However, car owners usually do not have the opportunity to learn and understand systematically, but make decisions under the influence of the words of insurance company personnel and friends. The author learned that FAW—publicFrom August 22nd to October 5th, a free "Auto Insurance Lecture Hall" event was held in 4S stores in Beijing area, and auto insurance experts were invited to systematically explain auto insurance knowledge. For the majority of car owners, this is a good opportunity to learn about car insurance.
Source: China Maintenance

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