Car insurance: Novice insured makes it easy[汽车保险知识]

Three risks: be sure to consider
Novices who drive on the road often have psychological overstress or unfamiliar roads. These are all likely to cause car accidents. Nowadays, medical expenses arecarRepair costs are very high. In case your car hits a passerby, the high medical expenses may exhaust your savings from several years of work, and passersby’s lost work expenses and mental damage expenses are waiting for you to "pay the bill."
Recommendations for insurance: rookies who have just bought a car belong to the high-risk group of car accidents. It is best to insure the third party liability insurance to 200,000 or 500,000 insured amount, so that even if a car accident happens accidentally, the insurance can also provide medical expenses. Guarantee, will reduce the economic loss a lot.
Additional insurance: targeted
When insuring additional insurance, the purchase of a car is mainly based on the actual condition and use of the car, and these insurance types are insured in a targeted manner.
Separate glass breakage risk: Nowadays, municipal construction is booming. If your car is often parked next to the construction site, you should be careful of the small rocks flying off the construction site. You should take out a separate glass breakage insurance to reduce economic losses. Some insurance companies will give this insurance as a gift when they buy car damage insurance. Consumers need to ask clearly. Generally, the cost of this glass breakage insurance is around 230 yuan.
Spontaneous combustion insurance: The cost of this insurance is around 600 yuan. Under high temperature, although the probability of spontaneous combustion in the circuit and oil circuit in a new car is very low, spontaneous combustion itself is unpredictable. You may not know that your car will "smoke by itself" one day. It is recommended that if car buyers have spare funds in their hands, they might as well take out a spontaneous combustion insurance to be prepared.
(Source: Boutique Shopping Guide)

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