【Car owner's car knowledge]A few days ago, a wicked person living in a high-rise building in Jiande threw a condom full of liquid from a height, just hitting the front windshield of a Chevrolet sedan parked at the entrance of the city and the outpatient department. On the glass, cobweb-like cracks appear in the entire glass, and at least nearly a thousand yuan will be lost.
It can be said that the incident of high-altitude projectiles is not uncommon, but it is the first time I have heard of a car with a condom. From the smashed windshield, we can see that the smashing force is very strong. If it hits a person, it must be dead or disabled. While we condemn such acts, we must also pay attention to the victims of these events. If we encounter such a thing ourselves, how should we find someone to compensate? Let's take a look at some similar situations to understand how car owners deal with unexpected accidents.
1. Being thrown from high altitude
When being thrown from high altitude, the first thing is to find the person who throws the condom, that is, the person who threw the condom mentioned above. But since it was at the door of the hospital, it seemed a little difficult to find this person. Then, if you can't find the perpetrator, you need to report to the insurance company.
Howev
【Car owner's car knowledge]A few days ago, a wicked person living in a high-rise building in Jiande threw a condom full of liquid from a height, just hitting the front windshield of a Chevrolet sedan parked at the entrance of the city and the outpatient department. On the glass, cobweb-like cracks appear in the entire glass, and at least nearly a thousand yuan will be lost.
It can be said that the incident of high-altitude projectiles is not uncommon, but it is the first time I have heard of a car with a condom. From the smashed windshield, we can see that the smashing force is very strong. If it hits a person, it must be dead or disabled. While we condemn such acts, we must also pay attention to the victims of these events. If we encounter such a thing ourselves, how should we find someone to compensate? Let's take a look at some similar situations to understand how car owners deal with unexpected accidents.
1. Being thrown from high altitude
When being thrown from high altitude, the first thing is to find the person who throws the condom, that is, the person who threw the condom mentioned above. But since it was at the door of the hospital, it seemed a little difficult to find this person. Then, if you can't find the perpetrator, you need to report to the insurance company.
However, it should be noted that in this case, the insurance company will compensate up to 70%, and if the glass breakage insurance is not purchased separately, the insurance company will refuse to pay for the loss of glass. So what we should learn from this accident is not to park under the balcony if possible.
2. The car was rowed
Cars being scratched by someone is something that many car owners have encountered. Seeing their car being scratched a few times by someone, it hurts everyone to change it. It would be better if the perpetrator was found later, but if the perpetrator could not be found, the owner of the car would often only be left speechless. Because of the scratches that are not a big deal, many car owners choose not to report insurance because of the increase in premiums in the second year. Without reporting insurance, the maintenance costs can only be borne by oneself, which is unwilling.
Here, I would like to say to those who always like to vent their anger on the victim's car: Don't do these irrational venting behaviors, because these behaviors have violated the law to a large extent, ranging from civil compensation to severe damages. There is jail time.
3. Car injured by firecrackers
After the car is injured, the first thing to do is to find the perpetrator, who is the one who set off the firecrackers. If you can't find the perpetrator, you should consult the claims adjuster of your insurance company.
Because the loss of vehicles caused by fireworks and firecrackers is strictly in accordance with insurance regulations, it should be a third-party liability, and many insurance companies will refuse to make claims for such cases. Moreover, the degree of damage to the vehicle is also related to whether a claim can be made. So, be sure to consult your insurance company when this happens.
Summarize:Through the above accidents, we can know that if the car owner encounters a similar sudden accident, the first task is to find the perpetrator. After that, you can choose to report to the insurance company according to the situation.
