Young Drivers’ Guide to Buying Auto Insurance[汽车保险知识]

The best drivers are also likely to have car accidents.Today’s high medical costs, increasingly expensiveCarRepair costs and litigation costs, even seemingly minor accidents can cause major economic difficulties. Insurance is not an option, it is absolutely necessary.
Which car insurance should I buy?
Physical injury insurance-mainly covers medical expenses that cause personal injury to the other party.
Property damage insurance-mainly underwrites the other party's vehicle losses caused by car accidents.
Medical Expenses Insurance-pay for medical expenses caused by car accidents for the insurer and his family members.
Collision Insurance-Pays for damage to another car or some other items involved in the accident.
Comprehensive insurance-regardless of the loss caused by the car for any reason, you can get compensation.
How to reduce the cost of buying auto insurance?
1. Drive safely and have a good driving record. Participate in regular traffic driving education training.
2. When buying a car, choose an economical and practical type as much as possible, because the insurance premiums for expensive vehicles are generally high.
3. If it is a young driver who is still in school, the average academic performance is good or higher.
Pacific Automotive Network

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